2 Keys to Understanding Who Pays for Medical Bills

Who Pays for Medical Bills

The simple answer is that the driver who caused the accident is responsible for paying for the medical bills. However, there are usually three different ways that someone who was hurt in an accident can get their medical bills paid. In the first blog on the topic, we will be discussing the option of using the injured person’s health insurance, and the option of using the insurance of the driver who caused the accident.

Health Insurance

If you’ve been in a car accident, lots of people think their health insurance won’t cover them. But that’s not true! In lots of cases, using your health insurance is the best way to pay for medical bills. That’s because it’s usually the fastest way to get great care.

If you get hurt in an accident, usually your health insurance will help pay for your medical bills. But sometimes the law says that the other driver’s insurance company should pay instead. In those cases, your health insurance company might pay your bills first, and then get money back from the other driver’s insurance company. But this doesn’t happen very often. And usually, health insurance companies still have to pay for your bills even if the other driver’s insurance company should be paying. That’s because you pay money to your health insurance company every month, so that they will help pay for your medical care if you get sick or hurt.

Negligent Driver’s Insurance

The driver of the car that caused an accident usually doesn’t have to pay for the damage they caused. Instead, their insurance company pays for it. That’s why we have insurance in the first place. Insurance companies can afford to pay more than individuals can, and the individual wouldn’t go bankrupt if they had to pay for medical bills from an accident they caused. However, if the insurance company doesn’t cover the full amount of the medical bills, the person who was injured in the accident can try to get more money from the driver who caused the accident.

Don’t Fight Without Some Help

The information above shows that personal injury cases can be very complicated, because each case is different. If you or someone you love has been hurt in a car accident, it might be a good idea to talk to a Phoenix car accident lawyer. A lawyer who knows a lot about the law can help make sure you get money for your injuries and pain and suffering.

The law office of Erica Gelfand is offering free consultations to anyone with questions about their case. During the consultation, they will be honest about the case and what the person can do to receive compensation for their medical treatment. To schedule a consultation, people can call the office at (480) 947-3525.

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